Product introduction

GoGoWIRE SG App
Product introduction

(GoGoWIRE SG App hereinafter referred to as App ) 

1. App hereinafter referred to as ：

(1) Trading function

It provides users with the ability to register via the App, apply for a UQPAY account, bind their UQPAY prepaid card, conduct UQPAY prepaid card transfer transactions, and check their UQPAY prepaid card balance and transaction details.

(2) User Features

Electronic invoice carrier settings, transaction password settings, login password settings, language switching, biometric login, account deletion, and logout functions.

(3) Transaction Rules

1. After logging into the App, users may select their bound UQPAY card account. The App will display the user’s UQPAY card balance and provide UQPAY prepaid card transfer services. Such transfers are categorized into transfers to the user’s own prepaid card or to another user’s prepaid card, as described below:

(1) Transfer to Own Prepaid Card:

Users enter the fiat transfer amount, select the receiving card number, and input remarks. The App will display the transaction quotation details, including but not limited to available fiat balance, transfer amount, transaction fee, remaining fiat balance, sender’s name and card number, as well as recipient’s name, card number, mobile number, and remarks.

Upon confirming the transaction, users must input a 6-digit transaction password and the card CVV within the specified time limit. If both are correct, the transfer will be completed successfully, and the balances of both the sender’s and recipient’s UQPAY prepaid card accounts will be updated.

(2) Transfer to Another User’s Prepaid Card:

Users enter the fiat transfer amount, input the recipient’s mobile number, select the receiving card number, and input remarks. The App will display the transaction quotation details, including but not limited to available fiat balance, transfer amount, transaction fee, remaining fiat balance, sender’s name and card number, as well as recipient’s name, card number, mobile number, and remarks.

Upon confirming the transaction, users must input a 6-digit transaction password and the card CVV within the specified time limit. If both are correct, the transfer will be completed successfully, and the balances of both the sender’s and recipient’s UQPAY prepaid card accounts will be updated.

2. Before proceeding with any transaction, users must carefully review all transaction details, including but not limited to the fiat transaction amount, transaction quantity, and handling fees. Users may proceed only after fully accepting all quoted terms.

3. Once a UQPAY prepaid card fiat transfer transaction has been confirmed by the user, it cannot be revoked, canceled, or modified. Users may not request manual intervention via the App, website, operations team, or customer service to reverse, cancel, or alter any confirmed transaction.

(四) User App Registration & Account Opening Guide, and Transaction Function User Guide

2. Information Security
 ◆ PCI DSS Certification 

In compliance with the requirements of international card organizations, the Company must achieve and maintain compliance with the PCI DSS (Payment Card Industry Data Security Standard). We implement comprehensive security measures across the cardholder data environment and conduct regular security assessments to ensure the protection of users’ payment card data during collection, storage, and transmission.  

3. App Processing Fees are as follows:
      Item                UQPAY Prepaid Card USD Top-up            
            UQPAY Prepaid Card USD Transfer                        UQPAY Prepaid Card Balance Inquiry            
Exchange RateN/AN/AN/A
PayerUserUserUser
Fee FrequencyMonthlyPer TransactionPer Transaction
Fee CurrencyUSDUSDUSD
Fee / Amount1%<= 50: 0.5USD> 50: 1%     0
Note: For USD and other related transactions recorded by the App for UQPAY prepaid cards, amounts are stored up to two decimal places. Any value at the third decimal place will be rounded up.:
4. Prepaid Card Limits are as follows:
ItemLimits
Maximum Balance per CardUnlimited
Maximum Daily Top-upUnlimited
Maximum Monthly Top-upUnlimited
Maximum Daily SpendingUnlimited
Single Transaction LimitUSD 20,000
Number of Cards per User5張卡
Note: All transaction limits for the UQPAY Visa Card are subject to the official announcements published by UQPAY.
5. App The Terms of Use, Privacy Policy, and Disclaimer are as follows:

The Terms of Use

 Privacy Policy

Disclaimer